Hail damage to your roof
Hail is an incredibly destructive force and can cause tremendous damage to properties, including your roof. In Texas alone, counting only 2017, more than 1.3 million properties were negatively affected by hail. Kansas had fewer total properties affected, a total of 513,941, but the percentage was much higher. In Texas hail-damaged 18% of properties, but in Kansas it damaged a whopping 57% of properties in 2017. Florida is not immune to hail and has had some notable events, and when hail does fall, it can wreak havoc on roofs in seconds.Recently we have had homes in Vero Beach and Fort Pierce which suffered Hail damage
Give us a call to find out if you have, Hail damage to your roof 772-453-7219
Hail carries destructive power because hail can be traveling at speeds up to 100 miles per hour when it impacts. For the most part, direct human strikes usually account for only a small amount of injures per year, mainly because most of the hail is small, about the size of a pea. Large pieces of hail, however, can be lethal and some of them can be the size of gold balls or baseballs, and in some cases even as big as softballs. The largest ever recorded piece of hail in the United States fell in 2010, in Vivian, Nebraska, and weighed 1.9 pounds. The worst ever recorded hail event occurred in the Indian city of Moradabad in 1988 and dropped hail the size of oranges, killing 246 people.
The United States suffers few deaths and injuries per year from hail, but its effect on properties cannot be underestimated. Between 2000-2013, insurance companies in the United States paid out more than $54 billion in claims relating to hail damage. In a five-year period alone, 2008-2013, insurance companies paid out $37.8 billion in hail damage claims. Hail is not a rare event. According to official statistics, in 2015 alone the United States experienced more than 5,000 hailstorms. https://myflroofingcontractor.com/roof-repair-in-vero-beach/
According to the Insurance Information Institute (III), homeowners should file promptly after receiving damage from hail. Most standard policies allow up to one year to make a claim after determining hail damaged your property. Many states, because they seldom incur damage from hail, simply include hail in their standard policies. Arindam Samantha and Ting Wu found in a 2017 Verisk study that four states, Kansas, Minnesota, Missouri, and Oklahoma, saw at least 44% of properties damaged by hail.
The Information Insurance Institute cautions that homeowners should not automatically make an insurance claim. The example they give is of a home, or roof, sustaining $2000 worth of damage but the homeowner has a $1,000 deductible. Filing a claim may raise the homeowner’s insurance rates. In the case above, they suggest that in the long run, it may cost the homeowner more to file a claim than to pay for a small fix out of pocket. This is not always the case, however. Some states do not allow insurers to raise rates after a single claim, and since the damage was not the result of the homeowner’s negligence, many insurers will not raise rates because of. Hail damage to your roof. Each homeowner should contact their insurance provider for their best payment option. Sure common signs of hail damage are bruising, cracking and missing granules from asphalt shingles. Metal roofs can show denting, sometimes significant.https://www.bbb.org/us/fl/vero-beach/profile/roofing-contractors/my-florida-roofing-contractor-0633-32000291
Regardless of all other factors, Hail damage to your roof should be fixed as soon as possible to prevent larger problems down the road.
