Do you have a Roof Insurance Claim?

Do you have a Roof Insurance Claim – we can help with that!

Wind and Hail causes damages to roofs and these account for about 40% of home insurance claims.

Having roof damage and having to work with contractor and your insurance company can be daunting.

• I f you have the date of the hail or high winds and a name ( if storm)
• Pictures would be awesome
• When you make the call to insurance to find out if you need temporary repairs or tarp – how is that handled
• Also find out if they  pay for the damages what payment terms are given  – ( you need this to ask the contractor,if they will accept those payment terms)

 

Do you have a roof insurance claim – here are more tips

1. If damage exists and it’s more than your deductible – File an insurance claim
2. Get an estimate from a licensed roofing contractor
3. Meet with Insurance Adjuster and the roofer ( if possible)
4. Get the first check from insurance (if coverage applies)
5. Have the roofing contractor repair/ replace your roof
6. Get the second check from insurance
7. A good practice is to get a lien waiver or a final payment affidavit.

 

More Ideas

If hail damage – After the storm – grab your phone and take pictures!!!

1. Hail stones covering the yard, sidewalk and patios.
2. Hail stones set next to a tape measure.
   The size of a hail stone is directly proportional to the potential for damage to the roof and shingles.
3. Roof – looking for obvious signs of roof damage such as missing or torn shingles.

 

When hiring a roofing contractor

• make sure the company  is local
• make sure the roofing company licensed https://www.myfloridalicense.com/wl11.asp
• make sure the roofing company has workers comp https://www.myfloridacfo.com/Division/WC/
• make sure they have liability insurance
• check reviews on google and Better Business Bureau

Do you have a roof insurance claim

Call us we are happy to help you with any questions 772-453-7219